There is a special kind of energy in the family group chat whenever the peso slides. Some tito drops a screenshot of the exchange rate. A cousin asks if now is the time to magpadala ng marami. Somebody inevitably types “buy condo na!” with three fire...
I remember when I finally got some truly “disposable” income. Coming from a lower middle-class background that got thrust into the thick of things right after college graduation, it took me a while before I was able to afford my wants. Some side hustles...
For generations, Filipino families have treated a college diploma as the surest ticket out of poverty. But with headlines about jobless graduates and the rising cost of a degree, more students and parents are asking a harder question: is college worth it in...
How can anyone live comfortably with a middle class budget in the Philippines these days? Being middle class has become increasingly tough these past years. I remember when we were able to afford moving into a gated community just outside Metro Manila with just less...
A homeowners’ association (HOA) is a formal group within a subdivision or development that manages the community and maintains its amenities. In the Philippines, HOAs are non-stock, non-profit corporations that are duly registered and are organized by the...
