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MP2, UITFs, REITs: A Beginner’s Guide to Investing on a Filipino Salary

MP2, UITFs, REITs: A Beginner’s Guide to Investing on a Filipino Salary

by Alex | Jul 7, 2026 | 0 comments

So you finally have a little extra at the end of the month. Maybe ₱2,000, maybe ₱5,000 on a good month. And every payday you tell yourself you will “invest” it, then it quietly disappears into GrabFood and that sale on Shopee you swore you would skip. Not...
How to Build an Emergency Fund on a Middle-Class Filipino Income

How to Build an Emergency Fund on a Middle-Class Filipino Income

by Alex | Jun 20, 2026 | 0 comments

Disclaimer: This article is for general information and isn’t personalized financial advice. For decisions specific to your situation, it’s worth talking to a licensed financial advisor. Last year, our refrigerator died in the middle of a brownout. One...
Your Dollars (and Dirhams) Buy More Pesos Right Now (2026)

Your Dollars (and Dirhams) Buy More Pesos Right Now (2026)

by Alex | Jun 16, 2026 | 0 comments

There is a special kind of energy in the family group chat whenever the peso slides. Some tito drops a screenshot of the exchange rate. A cousin asks if now is the time to magpadala ng marami. Somebody inevitably types “buy condo na!” with three fire...
Lifestyle Creep: The Silent Inflation Eating Your Sweldo

Lifestyle Creep: The Silent Inflation Eating Your Sweldo

by Alex | Jun 15, 2026 | 0 comments

I remember when I finally got some truly “disposable” income. Coming from a lower middle-class background that got thrust into the thick of things right after college graduation, it took me a while before I was able to afford my wants. Some side hustles...
Budgeting on a Middle-Class Income in the Philippines: A Practical Guide for the ₱30K to ₱120K Earner (2026)

Budgeting on a Middle-Class Income in the Philippines: A Practical Guide for the ₱30K to ₱120K Earner (2026)

by Alex | Jun 12, 2026 | 0 comments

How can anyone live comfortably with a middle class budget in the Philippines these days? Being middle class has become increasingly tough these past years. I remember when we were able to afford moving into a gated community just outside Metro Manila with just less...
How Much Income Do You Need to Buy a House in the Philippines (2026)

How Much Income Do You Need to Buy a House in the Philippines (2026)

by Alex | May 17, 2023 | 0 comments

Having your own home is one of the many burgis life goals. Homeownership is a journey and it starts out by buying one. But these days, can you even afford having one? Let’s see how much you have to earn to start being a homeowner. How Much Does a Home Cost?...
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Based in Manila, Philippines

Disclaimer: This website simply discusses issues concerning middle class life in the Philippines. The information provided is not intended to constitute legal, financial, or professional advice of any kind. The website owner and writers are not responsible for the consequences of acting based on the information contained in Saktong Burgis.

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