Lifestyle Creep: The Silent Inflation Eating Your Sweldo
I remember when I finally got some truly “disposable” income. Coming from a lower middle-class background that got thrust into the thick of things right after college graduation, it took me a while before I was able to afford my wants. Some side hustles...
Is College Worth It in the Philippines? (2026)
For generations, Filipino families have treated a college diploma as the surest ticket out of poverty. But with headlines about jobless graduates and the rising cost of a degree, more students and parents are asking a harder question: is college worth it in...
Budgeting on a Middle-Class Income in the Philippines: A Practical Guide for the ₱30K to ₱120K Earner (2026)
How can anyone live comfortably with a middle class budget in the Philippines these days? Being middle class has become increasingly tough these past years. I remember when we were able to afford moving into a gated community just outside Metro Manila with just less...