Living Well on a Middle-Class Income in the Philippines
Practical money, home, and family guides for the Filipino middle class, whether you’re building your life here or sending it home from abroad.
No more sweldo-to-sweldo or petsa de peligro
The website is just the starting point. Follow us on social media for your daily dose of saktong burgis realities, relatable memes, and thoughts we can all vibe with. See you there!
Money & banking
Budgets, digital banks, and growing your sweldo
How to Deal with Rising Philippine Inflation Rate (2026)
The Philippine inflation rate has been quite high over the past year. Prices for commodities are sky high. Can the middle class still cope?
Family & education
Raising kids and paying for school realistically
5 Reasons Why Blended Learning Feels Like a Scam in the Philippines (2026)
What’s demanded in blended learning programs are no joke, making it seem that schools have offloaded their work to parents.
Home & property
Renting, buying, and building without growing broke
What is a Homeowners Association (HOA) in the Philippines? (2026)
Homeowners’ associations or HOAs are an integral part of life within gated subdivisions, villages, and residential complexes.
For OFWs & retirees
Coming home, investing, and building from abroad
Your Dollars (and Dirhams) Buy More Pesos Right Now (2026)
The peso is near record lows, so your dollars and dirhams buy more pesos. Here’s how OFWs can move and grow that money safely, minus the scams.
The guides worth your time
Essential must-reads for those looking to achieve a comfortable middle class lifestyle in the Philippines
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The latest on middle class living
Check out our latest articles and posts on life as a middle class citizen
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Written by people actually living it
Saktong Burgis is managed by middle-class Filipinos working through the same questions you are: where to live, how to budget, what’s truly worth it. No get-rich-quick, no maarte na lifestyle. Just honest, researched takes on living life, sakto lang.
The main writer, Alex, is an editor and a business development consultant. Most recently, he’s helped brands stabilize and grow their businesses through e-commerce. He’s also a former teacher, marketer, and HOA president. He delves in photography in his free time.
What does “Saktong Burgis” mean?
sakto sak·to
a shortened form of “eksakto,” meaning “just right”
burgis bur·gis
from the Spanish “burgués,” a borrowing from the French “bourgeois,” referring to the middle class