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Utang na Loob: The Hidden Tax on the Filipino Middle Class

Utang na Loob: The Hidden Tax on the Filipino Middle Class

by Alex | Jul 9, 2026 | 0 comments

Once upon a time, when I was teaching at university, my fellow junior faculty and I had that talk about how our careers are panning out. Sadly, at that time, the outlook for us was bleak. Overworked. Underpaid. Financially drowning. We all wanted to explore life...
Work From Home vs. Return to Office: The True Cost Either Way

Work From Home vs. Return to Office: The True Cost Either Way

by Alex | Jun 21, 2026 | 0 comments

I spent a good chunk of my life surrendering two, sometimes three hours a day to Metro Manila traffic. You know the drill. You leave your place before sunrise to beat the crawl down Commonwealth, or Marcos Highway, or EDSA, you still don’t beat it, and you...
How to Build an Emergency Fund on a Middle-Class Filipino Income

How to Build an Emergency Fund on a Middle-Class Filipino Income

by Alex | Jun 20, 2026 | 0 comments

Disclaimer: This article is for general information and isn’t personalized financial advice. For decisions specific to your situation, it’s worth talking to a licensed financial advisor. Last year, our refrigerator died in the middle of a brownout. One...
Your Dollars (and Dirhams) Buy More Pesos Right Now (2026)

Your Dollars (and Dirhams) Buy More Pesos Right Now (2026)

by Alex | Jun 16, 2026 | 0 comments

There is a special kind of energy in the family group chat whenever the peso slides. Some tito drops a screenshot of the exchange rate. A cousin asks if now is the time to magpadala ng marami. Somebody inevitably types “buy condo na!” with three fire...
Lifestyle Creep: The Silent Inflation Eating Your Sweldo

Lifestyle Creep: The Silent Inflation Eating Your Sweldo

by Alex | Jun 15, 2026 | 0 comments

I remember when I finally got some truly “disposable” income. Coming from a lower middle-class background that got thrust into the thick of things right after college graduation, it took me a while before I was able to afford my wants. Some side hustles...
Remote Work Benefits that Make Filipinos Want to Work from Home (2026)

Remote Work Benefits that Make Filipinos Want to Work from Home (2026)

by Alex | Mar 26, 2023 | 0 comments

It’s been three years since the pandemic forced many businesses and employees to operate on a work-from-home or remote work basis. But now that we’ve mostly shrugging off the virus as something like the common flu, offices are now issuing return-to-office...

Based in Manila, Philippines

Disclaimer: This website simply discusses issues concerning middle class life in the Philippines. The information provided is not intended to constitute legal, financial, or professional advice of any kind. The website owner and writers are not responsible for the consequences of acting based on the information contained in Saktong Burgis.

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