Living Well on a Middle-Class Income in the Philippines
Practical money, home, and family guides for the Filipino middle class, whether you’re building your life here or sending it home from abroad.
No more sweldo-to-sweldo or petsa de peligro
The website is just the starting point. Follow us on social media for your daily dose of saktong burgis realities, relatable memes, and thoughts we can all vibe with. See you there!
Money & banking
Budgets, digital banks, and growing your sweldo
Why Filipinos Leave Plastic on Furniture and Appliances (2026)
Ever wonder why Filipinos wrap furniture in plastic cover or never remove protective plastic films on appliances? Here are four reasons why.
Family & education
Raising kids and paying for school realistically
Why Filipinos Leave Plastic on Furniture and Appliances (2026)
Ever wonder why Filipinos wrap furniture in plastic cover or never remove protective plastic films on appliances? Here are four reasons why.
Home & property
Renting, buying, and building without growing broke
How Much Income Do You Need to Buy a House in the Philippines (2026)
Ever wonder if you can afford to buy a house in the Philippines these day? Here’s how much you should be earning to buy a home to call your own.
For OFWs & retirees
Coming home, investing, and building from abroad
Healthcare on a Middle-Class Budget: PhilHealth vs Private Insurance (2026)
What healthcare really costs in the Philippines on a middle-class budget. PhilHealth 2026 rates, HMO prices, the coverage gap, plus rules for OFWs, SRRV retirees, and Balikbayan visa holders.
The guides worth your time
Essential must-reads for those looking to achieve a comfortable middle class lifestyle in the Philippines
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The latest on middle class living
Check out our latest articles and posts on life as a middle class citizen
Why You Should Let Kids Take Extracurricular Activities in the Philippines (2026)
Most school programs still give emphasis to academics but having variety in experiences help make kids more well-rounded individuals, making extracurricular activities a must for today’s students.
7 Things You Should Check Before Buying a Subdivision Lot
Buying a subdivision lot in the Philippines can be a very good investment whether you’re getting it as an asset or a site for your future home
What Netflix Plans and Streaming Services Can You Choose From in the Philippines? (2026)
How much are you spending on streaming services? The trick is to pick one of the Netflix plans that best suits your need.
Home Gym vs. Commercial Gym (2026)
Working out and keeping healthy is crucial to a middle class lifestyle. But where would you rather work out: home gym vs. commercial gym?
5 Reasons Why Blended Learning Feels Like a Scam in the Philippines (2026)
What’s demanded in blended learning programs are no joke, making it seem that schools have offloaded their work to parents.
How to Deal with Rising Philippine Inflation Rate (2026)
The Philippine inflation rate has been quite high over the past year. Prices for commodities are sky high. Can the middle class still cope?
Written by people actually living it
Saktong Burgis is managed by middle-class Filipinos working through the same questions you are: where to live, how to budget, what’s truly worth it. No get-rich-quick, no maarte na lifestyle. Just honest, researched takes on living life, sakto lang.
The main writer, Alex, is an editor and a business development consultant. Most recently, he’s helped brands stabilize and grow their businesses through e-commerce. He’s also a former teacher, marketer, and HOA president. He delves in photography in his free time.
What does “Saktong Burgis” mean?
sakto sak·to
a shortened form of “eksakto,” meaning “just right”
burgis bur·gis
from the Spanish “burgués,” a borrowing from the French “bourgeois,” referring to the middle class